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Mascoma Bank

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In order to get started, select an account that works for you.

Money Market Plus (Consumer)
This product is for consumers who are looking for an interest-bearing account crafted to blend the advantages of both a savings and checking account. It offers tiered interest rates along with the flexibility of writing checks off the account.
  • Minimum opening deposit: $1,000
  • Minimum balance to earn interest: $1,000
  • Monthly fee: $5
  • Monthly fee waived if any of the following criteria are met: Maintain an Average daily balance of $1,000
Statement Savings (Consumer)
This basic savings account is designed to keep assets secure, yet liquid, while earning interest.
  • Minimum opening deposit: $10
  • Minimum Balance to earn interest: $100
  • Monthly fee: $2
  • Monthly fee waived if any of the following criteria are met: Maintain an Average daily balance of $100
Elevate 1 Money Market (Consumer)
This product is for consumers who are looking for an interest-bearing account crafted to blend the advantages of both a savings and checking account. It offers tiered interest rates higher than the Money Market Plus account, along with the flexibility of writing checks off the account.
  • Minimum opening deposit: $.01
  • Minimum balance to earn interest: $.01
  • No Monthly Fee
Build Savings
The Build Savings account offers a competitive interest rate so the money you save earns more.
We’ll provide you with essential tips, strategies, and tools to make saving easier and successful long term.
You’ll have regular opportunities to win prizes and attend special events,  just for Build customers. Earn 3.9% APY
in your high yield savings account
  • No minimum balance
  • Rate valid up to $4,999.99
  • No monthly fees